Is the fund suitable for long-term holding or short-term holding?
Judging from the product design of the fund, the fund is more suitable for long-term holding rather than short-term holding speculation. The purchase and redemption cost of funds is very high, often measured by the ratio of 1% or more, which is much higher than the transaction cost of stocks. Therefore, from the perspective of investment, the investment and holding of funds is best a long-term behavior, which is more cost-effective than short-term "chasing up and killing down". If you want to do short-term speculation, you can open an account in a securities company to speculate in stocks.