What do you mean by equity products?
Equity products mainly refer to stocks, funds, depositary receipts and real estate trust certificates. These products mainly refer to the ownership of such products, but we can't guarantee its income. Equity products are relative to fixed income products and cash products.
Fixed-income products will have fixed income, and the core assets are various "creditor's rights", such as national debt, financial debt, corporate debt, bond funds and so on. Cash products mainly include cash, bank deposits, money funds, reverse repurchase of bonds due within 7 days and other financial products that are basically equivalent to "cash".
The expected returns of these three products from high to low are usually equity products ≥ fixed income products ≥ cash products, and their risks are also from high to low.
On the whole, the long-term return rate of equity assets is high, but its volatility is also obvious, which is also the reason why many people lose money in the investment process. However, the benefits and risks of different equity products will be different. Comparatively speaking, the fluctuation of funds will be smaller than that of stocks, and the investment threshold will be lower.
However, in any case, we can't ignore its risks because of its benefits. We'd better study systematically before entering the market, otherwise we will face the status quo of being cut.