(A) the principle of safety
The principle of investment safety of social insurance fund refers to ensuring that the investment principal of social insurance fund is recovered in time and in full, and the expected investment income is obtained.
(B) the principle of profitability
Obtaining higher income is the direct purpose of social insurance fund investment, so under the premise of safety principle, striving for ideal investment income is another principle of social insurance fund investment. Because only by meeting the requirements of this principle can the fund maintain and increase its value.
(3) the principle of liquidity
Due to the need of payment, the social insurance fund is required to be able to raise money, realize cash and turn around quickly. If the fixed-purpose funds are frozen due to investment, they cannot be realized, which not only fails to meet the urgent capital demand, but also violates the purpose of setting up funds and withdrawing accumulated funds. Therefore, there should be appropriate rules and accurate calculations when investing, taking into account the changing trend of income and expenditure of social insurance funds, and ensuring the cash amount and flexibility of financing.
Social welfare principle
Social benefits should also be considered in the investment of social insurance funds.
(five) follow the principles of national laws and policies.
Any business activities of any enterprise must follow the relevant policies and decrees of the state.