Category I: Securities * *
Securities * * is one of the mainstream platforms for purchasing funds at present. They usually provide online trading platforms and apps to facilitate investors to trade at any time. At the same time, the securities will also provide research reports and investment suggestions of the Fund to help investors better understand the situation and trends of the Fund.
Advantages: The security and credibility of securities are high, and the research reports and investment suggestions provided are professional, which can help investors make better investment decisions.
Disadvantages: the transaction cost of securities is relatively high, and for small investors, it may be necessary to open a securities account and a certain threshold.
Category II: Banks
Banks are also one of the common platforms for buying funds. Banks usually provide fund sales services, provide fund-related information and investment advice. At the same time, banks will also provide online trading platforms and apps to facilitate investors' transactions.
Advantages: the fund sales platform of the bank is relatively stable, and the security of the bank is relatively high, which is more attractive to investors.
Disadvantages: The transaction cost of the bank is relatively high, and the fund sales staff of the bank may promote some fund products that do not meet the needs of investors, and investors need to screen them themselves.
The third category: third-party fund sales platform
The third-party fund sales platform refers to some platforms that specialize in selling funds. They usually provide fund-related information and investment advice, and also provide online trading platforms and apps to facilitate investors' transactions.
Advantages: The third-party fund sales platform usually has more kinds of funds to choose from, and the cost of the platform is relatively low, which is more attractive to small investors.
Disadvantages: the security and credibility of the third-party fund sales platform are relatively low, which requires investors to evaluate themselves. At the same time, the investment advice provided by the platform may not be comprehensive and professional enough.
Category IV: Public offering of funds * * *
Public Offering of Fund is also a platform for buying funds. Public Offering of Fund * * * usually provides information and investment advice about funds, and also provides online trading platforms and apps.
Advantages: Public Offering of Fund has high security and credibility, and provides professional and comprehensive investment advice and fund information.
Disadvantages: Public Offering of Fund's * * usually only provides its own * * fund products, and the selection range is relatively small. At the same time, transaction costs may be relatively high.
Generally speaking, different fund platforms have their own advantages and disadvantages, and investors need to choose according to their actual situation. For small investors, the third-party fund sales platform and Public Offering of Fund * * * may be better choices; For investors who need professional investment advice, securities and banks may be better choices. Ultimately, investors need to make their own choices according to their own needs and experiences.