Analysis of the easy-to-fall pit in New gay friends

The fundamental purpose of buying a base is to make money by making profits. Since it is driven by desire, it is bound to be irrational and not calm, so it will fall into the pit. Xiaobian has sorted out the pits that are easy to fall in New gay friends for your reference. I hope you will gain something in the reading process!

Greedy

1. Greedy Beginners (Earnings Not Stop Earnings)

When the fund's earnings are high enough, I actually thought about taking part of the fund's profits and keeping them safe. But this time, it has gone up very well. It's a pity to take it, so there is a voice in my heart. When it rises a few points, I will take it.

Actually, it has gone up a few points. I found the reasons why various experts and brokers said it would hit a new high, and convinced myself by how many points the market would go up, so I didn't settle down. In the process of rising, I have repeatedly struggled to reduce my position. I have repeatedly defeated my idea of reducing my position and putting my bags in safety. Until the flying down three thousands of feet fell into the pit.

2. Escalation of greed (chasing high)

This is a mistake that New gay friends is particularly prone to make. It doesn't know about buying funds, and thinks that funds are easy to make money, but it doesn't realize the risk of withdrawal.

when I first entered the market to buy stocks, I only bought 1% to 2% positions because I bought less carefully. It has risen by more than ten points in a short time. So I was excited in my heart, and after the excitement, I had the idea that I would buy more because of such a good rise. But there is another voice in my heart: I'm worried that I've risen so much, so I wonder if I'll get stuck when I enter the market at this time. So I held back that day, and the fund continued to sing all the way in the next few days.

So the idea of regretting buying less became stronger and stronger, and after all, I bought some after chasing high. The idea at this time is that I will buy a small part again, even if it falls, it will not hold much. As the fund continues to rise, the psychology is very itchy. Even in the hope of falling quickly, I can buy more. I finally hoped that the fund would withdraw a few points, falling for four or five days in a row, and I felt that it was almost rebounding, so I was anxious to put the rest of the money. As for the consequences, it will take a year or two to get rid of the silly high post.

3. Still chasing heights. The chasing heights here is different from the previous point.

This is a mistake I made in the second year of buying a base. In the first year, because I bought more than half of the debt base cautiously, I made a lot of profits. At the same time, I happened to encounter a bull market, and the income of the mixed base I bought was also good. So, on the whole, I think it's really good to buy a base, seeing that other gay friends earned a lot of money. Envy in my heart. Ignore their own tolerance, blindly pursue the basis of high returns. Almost high-yield funds in Man Cang.

I don't know, the most profitable ones are almost all plate bases, or mixed bases with heavy positions in a certain plate. When the time comes, it will rise much, but the retracement will be huge by dozens of points. Under the situation close to Man Cang, it will face a substantial retracement that lasts for several months. Until you experience heartache, panic, despair, and leave. Here, I think gay friends people can understand that the pursuit of high is: ignoring their own risk tolerance, greedy for high returns, and high risk in Man Cang until they collapse and leave.

Blind self-confidence

Many gay friends people, like lottery players, are very confident and think that their luck is better than others, so they compare themselves with Buffett's self-confidence and use some gamblers' behavior to buy basics. Speaking of this, I used to be like this.

it's not unreasonable to think of falling into the pit now.

1. In the first year or two when I bought the base, I saw many gay friends posting photos in the comment area, and the bargain-hunting was just at the bottom and the clearance was just at the highest point. At this time, I am in a state of half a bucket of water. I feel that if I buy a base, I will buy it low and sell it high. How simple it is, I will. So I also began to analyze the bottom, watch all kinds of live broadcasts, watch stock reviews, analyze the ups and downs every day, self-righteous, and don't think it is difficult to accurately judge the timing.

in those one or two years, I either bought it halfway up the mountain or missed the bottom point, or sold it halfway up the mountain or when I retreated more than ten points. There is no accurate bargain-hunting at the bottom, and there is no accurate sale at the highest point. Later, as I bought the base for a long time, I realized that it was not the pursuit of buying the base. This one-time bet on high and low points was extremely wrong.

the ideal bargain-hunting is to retreat to a certain extent, and the lower the batches, the more you buy, and more each time. With the retracement, it reached a relatively low bottom. Ideal selling: according to different funds, some funds should be held for a long time, and those that need to take profits should be sold more and more after reaching the ideal income, and the amount of each sale is greater. Reach a relatively high level of take profit. This point is that it is wrong to blindly and confidently pursue the best time to buy and sell at one time.

2. In the third year when I bought a base, I made another mistake: I firmly believe that throwing high and sucking low is the best way to make money by buying a base. So in that more than a year, I kept buying and selling. It seems that buying a base has become buying shares. I don't feel hardworking at all, which is the taboo of buying a base. Instead, I feel smart. Until a year or two later, I counted that the income was not as good as some excellent mixed bases, which was far from the same, and the handling fee almost caught up with the income of pure debt base for one year. So I deeply reflected on what was wrong with being a hardworking little bee.

then I changed. According to different funds: debt base, the mixed base managed by excellent long-distance runners should be held for a long time. The reason is: the debt-based rate of return is low, and it is profitable over a long period of time. The other is to trust the fund manager, even if the fund manager withdraws, he can fill in the withdrawal and set a new high in a certain period of time. Why waste the handling fee and operate like a tiger? Plate base, large retracement, high increase. You can consider taking profit or partially taking profit to do the band, which will make it safe and have a good feeling of buying a base. The index fund will make a fixed investment, and the income will be fixed, and the harvest will be safe.

disorganized

In the process of holding funds, if there is irrational operation behavior, most of the time you will regret it afterwards, or even make unnecessary losses.

1. I had a bad habit in the first three years when I bought the base. I especially like to open the software from time to time every day, and even watch the ups and downs more than ten times a day. I am excited and uncomfortable with the ups and downs. Even at work, I am worried about the fund. I don't feel used to it when it doesn't open on weekends. In fact, this is an irrational performance. Seeing too much, sometimes my heart itches. I will upset my own plan to increase and decrease positions in a certain case. At the same time, it also affects work and weekends.

2. Two years before buying a fund, I didn't form a suitable plan for buying a fund, and I didn't establish an excellent self-selected fund bank, let alone how to check the fund situation regularly. In short, in a popular way, it is: this base has gone up a lot, this base has been bought by many people, and this base has fallen a bit. I will buy some, and this base is estimated to have to be sold as soon as possible? Anyway, follow others and follow your heart. I don't even know what kind of fund this is. This kind of disorderly behavior is not desirable. Later, I did a few things:

(1) I set up my own fund self-selection library: high star rating, many awards, small retracement, large increase, various sectors, various indexes, various bonds and various external markets? As long as it is better than the same kind, it will be self-selected and eliminated regularly. If it is relatively poor, it will absorb the better.

(2) Establish your own fund purchase plan, with different types of funds, different ways and different combinations.

(3) In addition to the big ups and downs, I will check at 2: 3 every afternoon to see if it is necessary to operate if it meets the criteria for adding and reducing positions. The rest don't need to look at the base often. Do three things regularly every weekend. First, check whether your position base is in normal condition: Have you changed managers? Scale? What sectors do you focus on in the recent position adjustment? Recent ups and downs compare with similar ones? Anyway, have a simple physical examination. Secondly, optimize the optional library. Finally, look at other people's skills and methods and learn from others' strengths.

(4) Learn the knowledge of funds from time to time. Before buying funds, you must have a preliminary understanding of the basic knowledge of funds, be familiar with the platform for buying funds, and do your best to buy funds blindly.

3. Panic and despair: I experienced several panics

and I did something stupid, but the situation was different three times:

The first time I bought it at a high level, the fund went down five or six points or even seven or eight points at a time, and fell for two or three days in a row, complaining that I didn't withdraw in time. As a result, I fell again several times later, with a total decline of thirty or forty points or even forty or fifty points. I have a panic that this is a bottomless pit, which will make people feel that when the decline is huge, they can't go back to their roots and cut their meat in despair.

the second time, the bull turned into the bear, and it continued to fall for a long time. When it retreated more than ten points, it began to rebound by two or three points, thinking that it was going to rise, so it added positions. As a result, it fell by seven or eight points in a row, rebounded by two or three points, and added positions again. I thought it was bound to go up, but as a result, I continued to retreat. I kept going back and forth like this. The rising hope of stopping falling was dashed again and again until I ran out of ammunition. I saw the market fall below 3, and below 2,8. 26? Until it was unbearable, I cut off at a loss of more than 2 points.

In hindsight, it was wrong to leave in panic. The reason is that the loss-making foundation smoothed the loss in a year or so, and also generated good income. There is another panic, that is, blindly listening to the management fund manager's live broadcast that the fundamentals are fine, and at the same time, another excellent fund manager answered gay friends's question during the live broadcast and said that the short-term prospects are promising. So when I retreated a few points from the high point, I built the bottom floor of this plate foundation. The retracement hit a new low and continued to add positions. The fact is that the position has passed 8%, with a drop of more than 3 points in three months, far exceeding more than 1 points in other sectors. However, the decline has not stopped. Other bases have risen, it has fallen, and other bases have fallen slightly, and it has plummeted. Until then, I lost more than 2 points and ran out of ammunition. Turned into a panic, cut the meat and left again.

I'm glad to look back on this cut-off several years later, because the accumulated income of this foundation in five or six years is only two points, and those who are halfway up the mountain like me may not be able to return to their capital. These three cuts, I was wrong in the first two, and panic caused me heavy losses, because a good foundation would smooth out the losses and create profits. I should calm down and not panic. The third time, I strayed into the base of the periodic unpopular plate and set it halfway up the mountain. I was lucky enough to leave because of panic. But this is always a fluke, not a rational judgment.

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