The advantage of direct selling channel is low rate, but the disadvantage is that direct selling channel can only buy the products of the fund company, but not the products of other fund companies;
The advantage of consignment channels is rich products, but the disadvantage is that some consignment channels have high rates.
ETF is an indexed investment product issued by fund companies and listed on the exchange.
Fixed investment, as the name implies, is to buy a certain number of fund shares on a regular basis.
So before you make a fixed investment, you must first plan your total investment and the total duration of the fixed investment.
In other words, you should first look at how much money you have to invest and how long you plan to invest.
Generally speaking, there are two kinds of money for fixed investment, one is stock funds, and the other is incremental funds.
The capital stock means that you have18 million on hand, and now you want to buy some ETFs in the bear market, no matter how high or low, and hold them in the bull market to make money and leave. Then transfer all the money to your own securities account and start buying ETFs regularly.
Incremental funds mean that every once in a while, you will have a stable income (salary deducted from family balance or monthly rental income of renters), and then anyway, this money will not be used for a long time, and you don't need to invest in the bank for many years. It is better to invest in ETFs while the bear market makes money and then go.
Anyway, everyone will regulate their fixed investment plan according to their own sources of funds and investment period.
With this fixed investment plan, you can start the following ETF fixed investment.
The time limit for investing in ETFs must not be too short, and then you cannot invest in ETFs that are still at a high level. You can choose some relatively core blue-chip stocks or ETFs with relatively stable dividend yield as your own investment targets.