Why insurance has 12378, P2P and private equity funds are not regulated by the state, which shows the importance of insurance. The telephone is just a communication tool, just like English, just for the convenience of communication, and the tool itself has no good or evil.
In addition, it is one-sided to say that telemarketing insurance is deceptive. Who can guarantee that there will be no swindlers when selling face to face? Besides, what you said in person is the same thing as what you said on the phone. It is impossible to say that the sun is round on the phone, but it is square when we meet, right? Telephone sales conversations are kept for two years longer than insurance contracts. In the event of a claim dispute, the CIRC will listen to the recording as the basis for claim settlement. This is not guaranteed by surface pin. On the contrary, the face-to-face salesman cheated the customer and could not settle the claim. The salesman said that he didn't cheat the customer at that time, and he couldn't find out, so face-to-face sales were more dangerous.
With the development of China-US Metropolis, Sino-British Life Insurance and other foreign companies' telemarketing insurance for more than ten years, the foolish statement that the state does not support insurance telemarketing has long been broken. For example, COFCO, China Petroleum, Sino-British Life Insurance, Sino-Italian Life Insurance and other foreign-funded enterprises have cooperated, so there is no need to ask whether telephone insurance is supported by the state. The development prospect is definitely bright.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.