There are many ways to invest in funds. Because the fixed investment threshold is very low, it is most sought after by investors. But fixed investment requires long-term investment. If a customer wants to cancel the transaction, can the fixed investment of the fund be cancelled? The following small series will bring you the fixed investment of the fund. Can I cancel the fixed investment? I hope you like it!

Can the fixed investment of the fund be cancelled?

The fixed investment fund can be revoked, but if the fixed investment fund is revoked, it must be within the opening period of the stock fund to apply for redemption. Under normal circumstances, after investors cancel the fixed investment fund, they just stop investing in stock funds again, and the assets invested by the fund before have not been redeemed; Customers must also submit a fund redemption application before they can remove assets, and stock funds in a closed period cannot be redeemed.

Under normal circumstances, there are many marketing channels to apply for canceling the fixed investment fund. At the same time, the fixed investment fund can be stopped according to the institution applying for fixed investment, and the balance of the savings card account associated with the fixed investment fund can be transferred to other accounts, so that the fixed investment fund will be automatically cancelled after the deduction is unsuccessful.

Can stock funds be bought?

Equity funds can only buy up, earn the bid-ask price difference, and earn fund income = (current fund net value-net value when buying funds) multiplied by fund share handling fee. Fund income does not need to be calculated manually by investors, just look at the holding income. Equity funds mainly invest in a basket of stocks, which is determined by a basket of stocks. Investment stocks rose, funds rose, investment stocks fell, and funds fell.

Equity funds can make fixed investment. Among them, long-term investment funds are more suitable, while short-term and long-term investment funds are not suitable for individual stocks, so it is difficult to see the benefits in a short time. Since stock funds are high-risk fund products, it is recommended to spend more time and energy to choose. As long as you spend more time and energy, you can help yourself choose a more suitable fund product.

Can overvalued funds be repaired?

It is understood that overvalued funds can vote, but it is not recommended to vote. When the fund is overvalued, the risk of fixed investment is greater. Although there is no need to choose the time when the fund will make a fixed investment, when the fund is overvalued, the probability of obtaining income is even smaller. Fund valuation is to estimate the assets and liabilities of the fund according to the price of each trading day. The high valuation of the fund indicates that the fund has a bubble, high investment risk and high loss probability. When the fund valuation is low, it means that the fund has investment value and high profit probability.

Different funds have different risks. For example, money funds and bond funds are low-risk, while hybrid funds are medium-high risk. So we can't generalize the fund risk. We must talk about risk according to the type of fund. But no matter what kind of fund, it is risky, but the probability of low-risk loss is relatively small, and both medium-high risk and high risk may lose money.

The fund can be withdrawn in a few days.

The fund can withdraw from the fixed investment at any time. There is no fixed term for fund investment, but historically, it is easier to get benefits from long-term fixed investment. Fixed investment of funds is an investment method to guide investors to make long-term investments, and the average cost and income of fixed investment of funds.

It should be noted that the Fund implements T+ 1. Trading, when the share is confirmed on the second trading day, it can only be sold after the share is confirmed, that is, the fund deducts money on the day of fixed investment and sells it on the second trading day.

Which investors are suitable for the fixed investment of the fund

1, young moonlight clan: Because the fixed investment of the fund has two functions of investment and savings, you can leave the daily living expenses after paying the capital, make a fixed investment of the remaining funds, force yourself to save, and cultivate good financial habits!

2. People with moderate or low risk attitude: These people don't want to take big risks, and staged investment is most suitable for them. The fixed investment of the fund can not only realize long-term investment, but also maximize the average investment cost;

3. Rich people: people who have money but have no time to manage funds. For example, some self-employed people or people with a very fast pace of life don't have much time to pay attention to market changes and industry news in the stock market or other investment markets. They need more energy to pay attention to their careers or study. These people are also suitable for the fund to vote;

4. Office workers with fixed wages: Most office workers' salary income is often very small after dealing with their daily living expenses, and a small amount of regular investment is the most appropriate. In addition, due to the low investment level of most office staff, it is impossible to accurately judge the timing of entry and exit, so the asset appreciation can be steadily realized through the fixed investment tool of the fund.

Does the fund have to make money by investing?

Funds are invested by stages, and the investment cost is high or low, and the long-term average is relatively low, so as to maximize the diversification of investment risks. However, the fixed investment of the fund is a long-term investment. If the investor sells the fund before the net value exceeds the cost of fixed investment for a short time, then the fixed investment will not make money.

According to the preferences of investors, the results are different. Some conservative and steady investors have already lost money in the fixed investment of the fund, and they are afraid of further losses and selling operations. Such a fixed investment of the fund is also a loss.

If the market is not good, the winning bid will fall unilaterally. In this case, investors make a fixed investment in the fund. Although the position cost is reduced, the net value of the fund is still lower than the position cost. In this case, the fund's fixed investment is also a loss.

Can the fixed investment of the fund be cancelled?

★ The Foundation lost money for three years.

★ What does the continuous decline of funds mean?

★ Does the Foundation clear its position at a new low within one year?