The fund has been declining and it is okay to sell it now. In fact, selling now is a way to stop losses in time. For example, the downward trend of some funds may be unstoppable in the short term. So selling as early as possible at this time is a way to stop losses in time. Good way. The characteristic of long-term holding is that you will not miss losses and gains. The problem faced at this time is that in the short term, the income will be very large, which is unacceptable to many financial investors, so you can choose to sell at this time. It is understandable.

If you wait until the fund reaches its lowest point and then buy it, the effect you can achieve is actually the same. Whether you should choose to sell when a fund declines actually needs to be judged based on the specific circumstances. As for the fund, it will not keep rising or falling. There will be a trend at this time. This trend may be a shock, which means that it will not rise much if it rises, and it will not fall much if it falls. Or it is a band-like rise, that is to say, it rises for a while, then falls for a while, and then rises more and then starts to fall, and continues to rise. There are also like band declines, where the decline is the main trend and the rise is the rebound trend. At this time, the downward trend is more serious. It needs to be judged according to the specific situation. Whether to choose to sell under different circumstances will have different behaviors.

Maybe for me, if the fund keeps falling, I will not choose to sell it. Because my habit is long-term holding, but judging from this year's situation, the effect that long-term holding can achieve is indeed very poor, so at this time, it needs to be judged based on personal investment and financial management needs. There are advantages and disadvantages to long-term holding, but in the short term, it needs to be judged based on the specific market conditions. If the market comes, you can take advantage of this wave of market at this time and exit. This is actually a wave of short-term operations. When the fund keeps pulling back, you can choose to sell.

So when the fund keeps falling, you can choose to sell it or continue to hold it. This depends on the specific market conditions. If the decline is very fast, you don't need to sell, but continue to hold and wait for a rebound.