1, compliant sales

Compliance sales is one of the important contents of assessment. Applicants are required to understand the relevant laws, regulations and regulatory policies, master the norms and standards of compliance sales, and be able to correctly sell and promote products. Specifically, compliance sales include understanding relevant laws, regulations and regulatory policies, such as People's Republic of China (PRC) Securities Investment Fund Law and Measures for the Supervision and Administration of Financial Services of Commercial Banks.

2. Financial management business

Financial management is one of the important contents of the exam. Candidates are required to understand the basic principles and operational procedures of bank financial management, master the characteristics of financial products and the characteristics of risk and return, and can provide customers with appropriate financial solutions. Specifically, wealth management business includes understanding the basic principles and operational processes of bank wealth management business, such as the formulation, implementation and monitoring of wealth management plans.

3. Fund business

Fund business is one of the important contents of assessment. Candidates are required to understand the basic principles and operational procedures of fund business, master the characteristics of fund products and risk-return characteristics, and be able to provide customers with appropriate fund investment plans. Specifically, fund business includes understanding the basic principles and operational processes of fund raising, investment and management.

4. Insurance business

Insurance business is one of the important contents of the exam. Candidates are required to understand the basic principles and operational procedures of insurance business, master the characteristics of insurance products and the characteristics of risks and benefits, and be able to provide customers with appropriate insurance schemes. Specifically, insurance business includes understanding the basic principles and operational procedures of insurance business.

5. Private Banking and family fortune Business

Private banking and family fortune business are one of the important contents of the exam. Candidates are required to understand the basic principles and operational processes of private banking and family fortune business, master the characteristics and risk-return characteristics of private banking and family fortune products, and provide customers with appropriate private banking and family fortune solutions.

The Importance of Personal Customer Wealth Management

1, realize wealth appreciation.

Personal customer wealth management is an important way to realize personal and family wealth appreciation. Through effective investment and financial planning, the funds will be invested in high-yield and low-risk projects, so as to obtain more benefits. At the same time, reasonable wealth management can also optimize the asset structure, reduce financial risks, and ensure the financial security and stability of individuals and families.

Step 2 meet the needs of life

Personal customer wealth management can meet people's needs at different stages of life. For example, buying high-value goods such as real estate, vehicles and luxury goods, or making large investments, all need sufficient financial support. Through reasonable wealth management, ensure that there are enough funds to meet these needs and avoid missing opportunities due to insufficient funds.

Step 3 inherit the inheritance

With the improvement of people's living standards and the accumulation of wealth, more and more people begin to pay attention to the inheritance of wealth. Personal customer wealth management can help people make a reasonable wealth inheritance plan, ensure that the property can be distributed according to their own wishes, and avoid unnecessary troubles caused by inheritance disputes.