Second, the Municipal Personnel Bureau is responsible for the pre-loan review of microfinance, examining whether graduates meet the loan conditions, and whether the loan application project belongs to the microfinance financial discount and meager profit project, and issuing a recommendation form. At the same time, the entrepreneurial ability of graduates applying for small secured loans is evaluated.
Three, by the county (city) personnel bureau for examination, submitted to the county (city) guarantee institutions for examination.
Four, the guarantee institutions to review the loan applicant's guarantee application and the counter guarantee measures provided.
Five, by the handling bank in conjunction with the county (city) personnel bureau and guarantee institutions, to review the loan project, responsible for the final approval of the loan application. After examination and approval of the loan, the handling bank shall sign a guarantee contract with the guarantee institution and a loan contract with the loan applicant.
Six, college graduates (including college, undergraduate, graduate) engaged in self-employed, since the date of approval to start business, self-employed registration fee, self-employed management fee, economic contract model text fee in 1 year. In addition, if you start an informal enterprise, you only need to register in the street of your district and county, and you can be tax-free for 3 years.
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College students' entrepreneurship is an entrepreneurial process with college students and graduates as the main body of entrepreneurship. With the recent transformation process in China and the increasing social employment pressure, entrepreneurship has gradually become a career choice for college students and graduates.
As a young high-level intellectual group in China, compared with other high-level intellectuals, college students are rich in knowledge reserves and lack of creativity, and they are the main entrepreneurial groups in line with China's "Thirteenth Five-Year Plan". However, due to the lack of social practice experience and ability of college students, which contradicts the factors of entrepreneurial success, most college students died of their own initiative in the early stage.
So that college students' entrepreneurship has become a topic of common concern for the country and society. Some people have also discussed this phenomenon in the 13th Five-Year Plan, which brings many opportunities and challenges to the entrepreneurial process of college students' entrepreneurship, and college students' entrepreneurship will also move to a new height in these opportunities and challenges.