According to the inquiry of Deep Blue Insurance and Baidu Encyclopedia, caring for money is a kind of survival payment for old-age security (dividend type). From the effective date of this contract to the date when the Fu Shou gold agreed in this contract begins to be collected, if the insured survives to the corresponding date of the effective date of this contract year, the Company will pay the caring gold at the rate of 65,438+00% of the basic insurance amount every year. There are two ways to receive the love money: one is to receive it annually, that is, every year in this contract. The second is cumulative collection, that is, the insured can choose to accumulate the nursing fund in the company, calculate the interest according to the interest rate stipulated by the company, and receive it in one lump sum when the insured reaches the age of 75 or dies. The caring fund will not be invalidated. If the insured fails to receive the care money in time, the company will take the cumulative approach and receive it in one lump sum on the corresponding day when the insured reaches the age of 75 or dies.