1. What do medical insurance account payment and fund payment mean? Medical insurance account payment and fund payment refer to different meanings. Medical insurance account payment refers to the payment from the money in our own personal medical insurance account, which can also be understood as the self-funded part. The fund payment of medical insurance refers to the payment with the money in the medical insurance co-ordination account, which can be understood as the medical insurance reimbursement part. People who buy medical insurance generally have pooling accounts and personal accounts. The money in the overall account is paid by the company, and the social security expenses paid by the company will enter the personal medical insurance account every month. The money in the personal account can be used to pay for the treatment of diseases, while the money in the overall account can only pay for the part that should be reimbursed by medical insurance.

Second, how much can the medical insurance fund pay? How much the medical insurance fund can pay depends on how much our insurance can report when it is reimbursed. Generally speaking, there will be a deductible when we reimburse, but different regions have different requirements for deductibles. Only medical expenses that exceed the deductible can be reimbursed through medical insurance. In addition, there will be a top line when reimbursing, that is, when we reimburse medical expenses, the maximum amount of money can be reimbursed. The capping line in most areas is calculated according to the average annual salary of local employees, which is about 4 times of the average annual salary.