It is a financial product purchased by China Everbright Bank. If it is not automatically renewed when it expires, it will be directly converted into a current deposit for storage.

Financial management refers to the management of finances (property and debts) with the purpose of maintaining and increasing financial value.

Financial management is divided into corporate financial management, institutional financial management, personal financial management and family financial management.

Human survival, life and other activities are inseparable from material foundation and are closely related to financial management.

1: "Financial management" is often used together with "investment and financial management", because "financial management" has "investment" and "investment" has "financial management".

The so-called financial management is not just about investing your finances. Being invested is also a kind of financial management. If you don't know how to be invested, you won't know how to manage your finances better.

Financial management, as the name suggests, means managing finances.

When most people talk about financial management, they think of either investing or making money.

In fact, the scope of financial management is very broad. Financial management is the management of a lifetime's wealth, that is, the cash flow and risk management of an individual's lifetime.

2: When going to a bank or securities company to manage finance, you need to open a corresponding financial account.

Generally speaking, financial management accounts opened through banks can handle savings products, bank financial products and fund products, and large banks can also purchase them through the banking system.

Since bank branches are widely distributed, investment and financial management accounts opened through bank channels can be processed at bank counters.

Three: Financial accounts opened by securities companies can be used for stocks (including A shares, B shares, H shares, etc.), bonds (including treasury bonds, corporate bonds, corporate bonds, etc.), and futures (including financial futures such as stock index futures, foreign exchange futures, etc.

, commodity futures (such as gold futures, agricultural product futures, etc.) and a series of investment and financial management tools.

The opening of a securities account can be done at the business department of each securities company and needs to be done within the trading day.

Four: Since the first batch of closed-end funds were successfully issued in 1997, funds have been highly praised by domestic individual investors. In 2012, funds have significantly exceeded deposits and have become the top priority among many aspects of investment and financial management.

According to relevant information, the net value of domestic funds in 2013 reached nearly 200 billion yuan, accounting for more than 10% of the circulating level of A-shares.

Many investors are still very optimistic about the advantages and characteristics of funds such as stable income and low risks, and hope to obtain ideal returns through fund investment.