I own a company with a registered capital of 1 million. Can I apply for a small and medium-sized enterprise loan?

How much money can you borrow? Generally speaking, you can apply for a small and medium-sized enterprise loan, but you must meet certain conditions. Only after meeting the conditions can you apply for a small and medium-sized enterprise loan. The loan amount is generally 100,000-1 million.

For a formal platform with low interest rates, we recommend Moulong. Moulong is aimed at people aged 25-55 and above who are in need of large loans and are not online lending groups.

No mortgage loan, disbursement in as fast as 1 day.

Loan application materials: 1. Basic information of the enterprise: business license, organization code certificate, tax registration certificate, company profile or organizational documents, etc.

2. Identity certificate of the legal representative of the enterprise, ID cards or passports of the company’s main personnel and shareholders holding more than 15% of the shares, etc.

3. Real estate certificates or lease contracts for factories, offices, warehouses and other business sites.

4. The company's financial statements (balance sheet, profit and loss statement and cash flow statement) for the past two years and bank statements and financial certificates for the past six months (such as corporate value-added tax professional invoice summary, etc.).

5. Loan certificate (card) issued by the People's Bank of China.

6. Other information required by the bank.

If you want to know more about loan-related information, it is recommended to consult Moore Dragon.

Since 2015, Morron has paid taxes of 206 million in accordance with the law, served 2 million customers, and cooperated with 1,000 licensed financial institutions and banks. It pioneered the industry's standardized fee zero routine, and has 200 differentiated loan products to satisfy customers with various qualifications, covering 371 cities.

The loan success rate is 90%, and the company has been responsible for lending for 13 years. It is strong and trustworthy.

The maximum loan amount for small and medium-sized enterprises of Sichuan Rural Credit Bank is 30 million.

According to an announcement issued by the Sichuan Provincial Health Bureau, the maximum loan amount for small and medium-sized enterprises from the Rural Credit Bank in this area is 30 million.

Rural Credit Bank, also known as Rural Credit Cooperative, is a rural cooperative financial institution bank.

Bank loan requirements for small and medium-sized enterprises: Overview of bank loan requirements for small and medium-sized enterprises. Due to their small funds and small business scale, small and medium-sized enterprises have difficulty in providing the mortgages and pledges required by banks, and it is also difficult to obtain credit guarantees from third parties. Therefore, they must obtain bank guarantees.

Getting a loan is very difficult.

Investment and financing experts believe that although these are unfavorable conditions, if you can establish good relations with all parties, complete the financing work in advance, and obtain the support of specialized agencies such as small and medium-sized enterprise guarantee agencies, it will be much easier to obtain loans from commercial banks.

Bank requirements and conditions for credit loans to small and medium-sized enterprises: 1) The enterprise has been established for at least three years; 2) The invoice amount in the past six months is not less than 1.5 million; 3) There is a fixed business location; the financial status is good; 4) Other requirements required by the bank

Related conditions.

Loan term and amount: The credit loan amount for small and medium-sized enterprises is generally 100,000-1 million; the loan term is generally 1-3 years.

Loan application materials: 1) Basic information of the enterprise: business license, organization code certificate, tax registration certificate, company profile or organizational documents, etc.; 2) Identity certificate of the legal representative of the enterprise, main personnel of the company and shareholders who own more than 15% of the shares

ID card or passport, etc.; 3) Real estate certificates or lease contracts for factories, offices, warehouses and other business sites; 4) The company’s financial statements (balance sheet, profit and loss statement and cash flow statement) for the past two years and the past six months.

Bank statements, financial certificates (such as corporate value-added tax professional invoice summary form, etc.), etc.; 5) Loan certificate (card) issued by the People's Bank of China; 6) Other information required by the bank.