Wechat Wealth Management supports users to redeem at any time, and the redemption method is quite simple. Specific steps: First, users need to log in to their personal WeChat account and select "I-Pay" in turn; After entering the payment page, find "Licaitong" in the middle taskbar; Then select "My Total Assets"; After the page jumps, users can see the wealth management products they have purchased and held; Select the wealth management products that need to withdraw funds, enter the amount to be withdrawn, and then enter the password for verification.

Redeem wealth management products in advance

If you redeem in advance, it is equivalent to a breach of contract, the income is abnormal, and some will lose part of the principal.

Wealth management products, that is, products designed and issued by commercial banks and formal financial institutions themselves, are a kind of wealth management products that invest the raised funds in relevant financial markets, purchase relevant financial products according to product contracts, and then distribute them to investors according to contracts.

Wealth management products are generally liquid.

Most products have low liquidity, so customers can't terminate the contract in advance. A few products can be terminated or pledged, but the handling fee or interest on pledged loans is higher.

Investing in the money market, the investment products are generally central bank bills and short-term corporate financing bills. Since individuals cannot directly invest in central bank bills and short-term corporate financing bills, such RMB wealth management products actually provide customers with opportunities to share the investment income in the money market.

Invest in trust products guaranteed or repurchased by commercial banks or other financial institutions with high credit rating, and also invest in beneficial trust products of excellent credit assets of commercial banks.

The final yield of products is linked to the performance of relevant markets or products, such as linked to exchange rate, linked to interest rate, linked to international gold price, linked to international crude oil price, linked to Dow Jones index, linked to Hong Kong stocks, etc.

When it comes to financial management, many people think that financial management is Qian Shengqian, such as buying a house, buying gold and speculating in stocks. In fact, these all belong to the category of financial management, but financial management in a strict sense is actually called wealth management, that is, when conducting financial management, scientific and reasonable planning of present and future resources, good family financial planning, scientific diagnosis of family finance, and prevention and control of risks.