For those who have just started working, it is better to start with fixed deposits and fixed fund investments.

Personal suggestions, for reference only: 1. Set aside enough necessary daily expenses 2. Keep a current deposit equivalent to daily expenses for about 3 months 3. Make a lump sum of 200-500 yuan to purchase accident insurance and health insurance

(Critical illness insurance) 4. Make a time deposit of 200-500 yuan. 5. Make one or two fund investments: one each for the CSI 300 Index Fund and the Stable Balanced Fund, each worth 300-500 yuan.