ETF money fund is a kind of fund, and its main investment object is money market tools. These instruments include short-term treasury bills, short-term bonds, bank deposits and acceptance bills. The investment purpose of ETF money fund is to provide liquidity for investors with the lowest risk and return level as possible. When investing in ETF money funds, investors should pay attention to fund management fees and taxes.

ETF money fund has the characteristics of tradeability, low risk, high liquidity and low cost. Tradeability is reflected in the fact that the income of ETF money fund is linked to the money market interest rate, which can flow in the trading market, and investors can buy and sell fund shares at any time. The low risk is reflected in the fact that almost all the investment objects of the Fund are extremely low-risk money market instruments, and the high liquidity is convenient for investors to realize cash quickly. In addition, the operating cost of ETF money fund is low, which makes its expense ratio relatively low.

ETF money fund is mainly suitable for investors to temporarily store short-term funds and avoid money market risks. It can be used as a short-term financial management tool for large sums of money, and can be used for investment and financial planning, pension fund management accounts and other fund management accounts. ETF money fund is a very useful tool, which can help investors manage their cash effectively and get some income at the same time. However, investors should realize that when the interest rate falls, the income of ETF money fund will decrease.