1. In the first case, for urban workers, if the payment period of medical insurance after retirement does not meet the national regulations, they will not return the money to the medical insurance card on a monthly basis after retirement. When employees retire, they can choose to pay medical insurance in one lump sum or apply for paying medical insurance year by year, and enjoy retirement medical security benefits after reaching the specified number of years.
2. In the second case, it is difficult for flexible employees to pay social security by themselves. Many cities divide the payment standard of medical insurance into two grades. The first file is what we call low-grade, and they pay their social security according to low-grade medical insurance. After retirement, the medical insurance card is not refundable. If you choose high-grade medical insurance when paying social security, you can return the money to the medical insurance card on a monthly basis after retirement.