1, bank wealth management products invest in low-risk fixed-income assets, national debt, financial bonds, etc. , low risk. The price of bond funds will be affected by market interest rate, credit risk and other factors, which fluctuates greatly and has certain risks.

2. The income of bank wealth management products is stable and can provide reliable income. However, the high management cost and sales cost of bond funds will have a certain impact on investors' income. So it's good to buy a bank for financial management.