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What's the interest rate for trust loans?

1. What is the interest rate of the trust loan

The trust interest rate is the return on investment or the financing cost. Return on investment (roi) refers to the value that should be returned through investment, that is, the economic return from an investment activity. It covers the profit target of the enterprise.

the trust function is the property management function. Reflected in:

① the extensiveness of management content: all property, intangible assets and tangible assets; Natural persons, legal persons, other legally established organizations and countries.

② specificity of management purpose: for the benefit of beneficiaries.

③ Liability of management behavior: the trustee shall not be liable for any loss as long as it meets the requirements of the trust contract; In case of losses caused by the gross negligence of the trustee who violates the regulations, the trustee shall be liable for compensation.

④ limitation of management methods: the trustee can only manage and dispose of the trust property according to the trust purpose, and cannot use the trust property at will according to his own needs.

second, what is the general interest rate for trust loans?

if the cost side of the loan has to pay about 2% interest to the trust company, the income of the trust company to the customer is generally 8-13% a year

Third, what is the yield of the trust?

1. Trust benefits: refers to all kinds of trust income generated during the management, use or disposal of trust property, including loan interest income, equity investment dividends, equity transfer price difference income and other income.

2. Calculation of trust income: 1. Calculation method of trust fund return rate. Return rate of trust funds = trust income ÷ trust plan funds ×1%. 2. Calculation method of annual average rate of return of trust funds: annual average rate of return of trust funds = (total trust income ÷ trust plan funds) ÷3×1%.

3. Trust income: At present, the average income level of one-year fixed-income trust in the trust market is 8-9%, and the average income level of two-year trust is 9-11%.