Stock is a kind of valuable securities, and it is a kind of certificate for shareholders to hold shares of listed companies. Investing in stocks is a high-risk and high-return investment method. If investors have enough stock knowledge and relevant stock trading experience, they can try it, but it is generally not recommended for novices to try it. The stock market fluctuates greatly, so investment needs to be cautious. Investors are advised to analyze market conditions and technical indicators.

2. Investment funds

Fund refers to a kind of wealth management product that gives the raised funds to a professional fund manager for management and operation. The fund adjusts a basket of stocks, which is equivalent to buying multiple stocks at the same time. This is a way of collective investment, sharing investment risks equally. There are many kinds of funds, such as money funds, stock funds, bond funds and hybrid funds. Investors choose according to their actual situation. The fund's income is relatively stable and the risk is small.

Step 3 buy government bonds

National debt is a bond issued by the state and a bond-debt relationship formed by raising funds from the society. Based on national credit, it is extremely safe and is recognized as the safest investment tool. It is a safe investment product with stable income, low investment risk and high safety.

4. Bank deposits

Bank deposit is the most basic way to manage money, and it also protects capital and interest. If it is 654.38+00,000, you can choose two batches of certificates of deposit in different banks. Compared with other deposit methods, certificates of deposit have higher returns and are safer. The reason why the funds are invested in different banks in two batches is because the maximum amount of bank compensation is 500,000, and it may not be collected after exceeding the amount.

Step 5 buy real estate

Real estate is a product worthy of long-term investment. Generally, the difference income is obtained by raising the rent or house price. If you have 6,543,800 yuan, you can try to invest in real estate. If you have enough funds, you can consider buying real estate and renting it out to collect rental income. However, we need to pay attention to the fluctuation of the real estate market and the maintenance of costs. Because of the large amount of funds, the risks are also great. If there is a loss, it is generally a large loss.

Step 6 invest in gold

Gold is a relatively stable investment variety, which can preserve and increase the value of capital. Investors can get some income by buying gold ETF or physical gold, but they need to pay attention to the fluctuation of the gold market and the maintenance of costs, because the amount involved is also large.

7. Indirect investment

Reasonably allocate assets, divide 6,543,800+into several shares, and invest in products with higher risks and higher returns and products with lower risks, such as portfolio investment of stocks and government bonds.

What investors need to be reminded here is that there are various ways to manage money. Investors are advised to choose their own financial management methods according to their investment risk tolerance and actual needs to reduce the probability of losses.