At present, E Fund, ICBC Credit Suisse, and Yinhua have all launched margin currency funds. But in terms of investment threshold, E Fund’s threshold is as low as 1 yuan.

Different from ordinary currency funds, on-exchange T+0 currency funds are funds that are subscribed and redeemed through securities accounts. Its T+0 is mainly reflected in three aspects. You can enjoy the income when you subscribe and buy on the same day, and the income is calculated one day earlier than traditional money funds; secondly, you can use it when you sell on the same day, which breaks the 2 to 3 days of redemption funds of traditional money funds. The bottleneck is that it is available on working days, but cash withdrawals are the same as the original monetary funds, and you need to wait for T+1 to be realized; thirdly, the operation is convenient, and the sales and purchases are all completed in the securities account, and there is no need to transfer funds in or out, and there is no need to go through any procedures.