1. Buy up, not down. In other words, when it goes down, you can't buy it. When it goes up, it's a good time to buy. Buying funds is not like buying cabbage and radish. The lower the price, the better. If the price drops, you will get a bargain. In fact, the price of the fund has no meaning for fund investment. Because investment is about the growth of the fund, not the value of the fund itself. Only funds that are rising well are worth buying. On the contrary, funds that are rising poorly or are falling will mean you are losing money if you buy them.

2. When to buy depends on the medium and long-term trend, rather than the immediate rise and fall. Buying funds is not like stock trading, where temporary gains and losses are too important. But to judge future trends. If the overall stock market is bullish in the future, there is no problem in buying it at any time. If the trend is not good and the trend is downward for several months, half a year, or a year in the future, then you cannot buy it.

3. Fund selection is the first priority when buying funds. The rise and fall of the stock market is not too important. An excellent fund manager can make money for you even in a bear market, but a poor manager will let you keep the money even in a bull market. Some excellent funds, if you take a long-term view, the annual returns are very considerable whether it is a bull market or a bear market. They can basically double your principal in one or two years.

So when buying a fund, you should never worry about how much it has risen now or whether it will fall for a few days. Instead, you should look at the general trend and conduct in-depth research to select a truly outstanding fund. If you can understand these two things thoroughly, no matter whether the stock market rises or falls, you can use excellent funds to help you make money.

Don’t buy all your spare money at once when entering the market. Buying in batches will keep the initiative in your hands. It is normal for the market to rise and fall. No one can predict tomorrow’s rise or fall. What we can do is to still have money to cover our positions every time it falls!

Funds have actually risen quite well this year. Now it seems that except for some industry funds such as semiconductors and medical care, which have started to pull back since July, they now seem to be on the hills, but this does not mean that It will fall in the future, just like liquor is called overvalued and a bubble every day, but it still has an astonishing rise!

At the same time, there is actually no difference between novices and novices in funds. Everyone needs to continue to learn in life, and the same is true for funds. You can invest in funds while maintaining a heart of learning and exploration. Just be Financial management and investment are just like a hobby!