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Is it cost-effective to open an account to buy a fund or Alipay to buy a fund?
You can buy it anywhere. Compare the subscription fee with the redemption fee to see which is cheaper. If you open an account in a securities company and buy a fund on the spot, it must be a brokerage discount. Generally, Alipay is discounted off-site, because it is generally discounted. Of course, it depends on the specific activities of brokers and fund companies.