There is no obvious difference between fixed investment and direct purchase. These two investment methods are suitable for different investors, and fixed-income groups often invest in fixed funds. Direct purchase is a way that people with capital base often take. The fund's fixed investment has strong ability to resist violent fluctuations and its income is relatively stable; The expected income of direct buying is more uncertain, and the income may be higher than the fixed investment, or it may generate huge losses.
These two methods need to be based on the size of personal assets and financial strength. If you are a wage earner, it is recommended to choose a fixed investment fund, which can be invested in batches and stages, and can also resolve risks and ease financial pressure. If you have strong financial strength and invest in fund products when the market is adjusted to a low level, with the rise of the stock market, the price of equity assets will continue to soar and the yield may be higher. However, if you buy a fund at a relatively high level at one time, then the decline under the risk of fluctuation is more obvious.