Changsha medical insurance card can be used across regions, but it needs to be applied to the local social security bureau in advance. Although the current policy has allowed the transfer of medical insurance cards in different places, there is still a geographical gap in the use of medical insurance cards, and the use of medical insurance cards in different places is still restricted.

The functions of the medical insurance card are:

1. Used for purchasing drugs: when the insured purchases drugs, medical devices, disinfection products, etc. In the designated retail stores of medical insurance, they can pay with medical insurance cards. It should be noted that the purchase amount of medical insurance card every half month is less than 200.

2. For seeing a doctor: When the insured is sick, he can register and see a doctor in a designated hospital with a medical insurance card and a medical insurance manual in a designated medical institution. The medical insurance card can be used for medical expenses below the threshold of outpatient medical expenses and medical expenses above the threshold of outpatient medical expenses and below a certain proportion of the maximum payment limit.

The main process is as follows: holding the medical insurance manual and medical insurance card-registering at the hospital medical insurance office-reviewing the card-paying the hospitalization deposit-hospitalization-self-funded projects need the patient's consent and signature-cash or medical insurance card.

3. Used to help relatives pay medical insurance premiums: After signing a payment agreement with the medical insurance management center, the insured can use the funds in the personal account of the medical insurance card to pay the basic medical insurance premiums for urban residents for their relatives, but the number of times is limited to two or less.

4. Physical examination: The insured can use personal accounts to settle the health examination expenses in designated medical institutions below the municipal level.

To sum up, the medical insurance card is generally undertaken by the local designated agent bank, which is a kind of multi-functional debit card of the bank. After the insured unit pays the fee, the local medical insurance department will entrust the bank to transfer the personal account payment to the personal medical insurance card of the insured employee at the end of the month.

Legal basis:

People's Republic of China (PRC) social insurance law

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The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.