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What types of fund products can conservative investors buy?
The fund products that conservative investors can choose mainly include capital preservation funds and money market funds.

The capital preservation fund mainly invests most of the principal in fixed-income investment instruments, such as time deposits, bonds, bills, etc., so that the due principal plus interest is roughly equal to the principal invested at the beginning.

Money market funds refer to investment funds that invest in short-term (within one year, with an average term of 120 days) securities in the money market. The assets of the Fund are mainly invested in short-term monetary instruments, such as treasury bills, commercial bills, bank time deposit certificates, bank acceptance bills, government short-term bonds, corporate bonds and other short-term securities.