Funds and national debt are both a kind of financial management. Some people are struggling when investing. They don't know which one to choose, so which one is better? Which makes money, the fund or the national debt? We have prepared relevant contents for your reference.

Generally speaking, the yield of national debt is fixed. Generally speaking, the longer the deposit term, the higher the yield. In addition, the national debt has an issuance time, so it can only be purchased during the issuance time. The general yield is around 3%~4%, depending on the yield of national debt at that time, because the yield of national debt may be a little different in each period.

However, there are also different types of funds, generally divided into money funds and pure bond funds, and the income is not particularly high, generally between 2% and 8%. Both of them are low-risk financial management, with low risks and relatively low returns.

The other is the type of high-risk funds, mainly including stock funds, hybrid funds and index funds. When their income is high, they may have an annualized income of more than 1 1,000%, and when it is low, they may lose dozens of times of income and lose money, depending on what fund they buy and how the fund market is.

Therefore, from a big perspective, if the fund market is better and investors choose funds with higher risks, the income will be much higher than that of national debt, that is, the fund will make money, but if the fund market is depressed, it may lose money, that is, the income of national debt will be higher and make money.

Therefore, investors should know whether they can take risks when investing. If they don't want to take big risks, it's good to choose national debt.