Well, if the stock market closes after 3 pm, it will be redeemed for you according to the net closing value tomorrow. If it is redeemed before today's closing price, it will be calculated according to today's closing price. Dividends are usually paid at the beginning or end of the year, but some are paid in the middle of the year. Every fund company is different. Handling fee, the fees charged by each consignment bank are also different. Generally speaking, non-state-owned banks like Industrial Bank can be cheaper.