Because this fund has not paid dividends since last year. So do you make money or lose money according to the following calculation?

Your subscription price is 1 yuan/share, now it is 0.9220 yuan/share, and the subscription rate is 1.2%. 10000 yuan is the handling fee 120 yuan. You have 9880 funds. Multiplying it by 0.9220 yuan equals the market value of 9 109.36 yuan. Is the loss: 9880-9 109.36=770.64 yuan.