In other words, the Internet era has facilitated many people. In the past, only offline subscription funds were available, and there were also very high service rates. However, with the continuous development of the Internet era, we can directly subscribe for funds online and enjoy lower subscription rates and transaction rates. It is also for this reason that buying funds can become a popular thing now.
There is nothing wrong with buying funds on Alipay.
Strictly speaking, buying a fund is called subscription and selling it is called redemption. If your partner just knows about the fund, you can subscribe for the fund on Alipay. I say this not to advertise Alipay, but because among all the channels now, Alipay is a channel with a relatively low rate.
Official website, a fund company, has the lowest subscription rate.
If you choose a certain fund product at present, you can go directly to official website, the fund company of the relevant fund product, and subscribe for this product, which is the cheapest way among all fund subscription methods. But at the same time, there are some shortcomings, because official website, a fund company, will only show its own products, and you can only buy related products. For senior investors, long-term investors may adopt this model.
There are many fund products on Alipay, and the rate is also very low.
Let's take the bank channel as an example. The subscription rate and redemption rate of Alipay funds are generally 50%~75% of the bank channels. Under the same operating frequency, Alipay almost saves users more than 50% of the rate. In other words, Alipay only uses its own user base and online advantages to subscribe for funds. The user's money does not go to Alipay, but directly purchases funds through Alipay.