Bond funds, also known as bond funds, refer to funds that specialize in investing in bonds. Because of their relatively stable returns, they are highly sought after by many investors.

So, for ordinary novices, what indicators should they mainly look for when choosing bond funds? Let’s take a look with the editor.

How do you choose which indicators to look at for a bond fund? 1. Fund size The fund size must be appropriate, neither too large nor too small.

Excessive fund size will increase the difficulty of fund management and dilute returns. If an emergency occurs, it will be difficult to reduce or change positions.

If the scale is too small, it is easy to be liquidated. Everyone should be aware of this.

2. Past returns Although the past returns of a fund only represent the past and do not represent the future, fund products with stable and excellent returns in the past will often continue to be excellent in the future.

It should be noted that the highest return and the lowest return among the fund's returns over the years are very important. The market fluctuations can be combined to determine the risk and expected return.

3. The holding cost is the cost for investors to hold the fund. If the cost is too high, the profit will naturally be less at the same rate of return.

Therefore, choosing one with a lower rate and a higher rate will help save long-term investment costs.

4 Fund Companies Judging from historical experience, established and large fund companies have more experienced and outstanding talents, which are more conducive to driving the rise of fund products.

5. Fund Manager In the operation process of fund products, an experienced and excellent fund manager is very important.

Different fund managers operate products, and the long-term return gap is huge.

Generally speaking, it is recommended that investors choose a fund manager with a large scale of assets under management, an investment period of more than 5 years, and a relatively stable long-term performance of management products.

6 Institutional holding ratio Institutional holding ratio is also a point that many investors need to pay attention to. Institutions have great research advantages, information advantages, and high investment professionalism. If you choose them to hold a large proportion of bond funds, you will follow the footsteps of institutions and buy funds.

, the investment will be more secure.