Agreement deposits can be made. You can go to Kuaishu.com to focus on agreement deposits and other fund docking!
Take a look at the wholly-owned commercial banks and joint-stock commercial banks in various countries: With the approval of the State Council, in order to promote the sound operation of social security funds and facilitate commercial banks to obtain long-term and stable sources of funds, the National Council for Social Security Fund is hereby notified of relevant matters regarding the establishment of agreement deposits
As follows: 1. Social security fund agreement deposits are only handled by commercial bank legal persons with the National Council for Social Security Fund.
2. The minimum minimum deposit amount for social security fund agreement deposits is 500 million yuan. The interest rate level, deposit period, interest settlement and payment methods, default penalty standards, etc. shall be determined through negotiation between the two parties.
Social security fund agreement deposits cannot be withdrawn in advance during the deposit period. The deposit certificate can be used as a pledge for financing from commercial banks by the National Council for Social Security Fund, and shall be implemented in accordance with the relevant measures of the People's Bank of China.
3. Social security fund agreement deposits are limited to deposits with a maturity of more than five years (excluding five years). Deposits with a maturity of less than five years (including five years) shall be governed by the relevant provisions of the "Measures for the Administration of RMB Institutional Deposits" of the People's Bank of China.
For demand deposits deposited by the National Council for Social Security Fund, commercial banks will no longer carry out the three-month lump-sum time deposit interest rate from the date of receipt of the document, and will instead calculate interest based on the unit demand deposit interest rate.
4. Commercial banks that handle social security fund agreement deposits must file with the Head Office of the People's Bank of China on a monthly basis.
5. The above provisions shall be implemented from the date of receipt of the document.