Rationality in economics refers to choosing the most satisfactory solution based on the environment while avoiding risks.

To invest rationally, you must first choose an investment direction based on your own strength and the market.

I think you are referring to non-industrial investments in finance.

As a white-collar worker, you should manage your property reasonably.

If you want to make some financial investments, you must first make an assessment of your financial situation.

That is to say, you need to understand these questions: First, how much of your useless income can be used as investment.

When determining your investable income, you must take into account future responsibilities and risks, such as illness and other unpredictable events that may cost you a lot of money.

Second, how much is your deposit and can it cope with investment and the occurrence of some uncertain events?

Third, are you risk-averse or risk-loving.

Fourth, how much do you know about financial investment.

If you reasonably find that your income and savings are not enough to meet daily life and uncertain expenses, then it is recommended that you do not make high-risk investments.

Instead, put your money in the bank.

In fact, savings is also a form of investment, but it is a low-yield, low-risk way.

If you have some spare money and you are risk averse, that is, you have little ability to bear investment losses, then you can invest in some funds, bonds and other investments that are lower risk than stocks.

Major banks also have some investment and financial products that you can buy. When you buy them, the bank's account manager will make some assessments of your financial situation and risk tolerance.

But don’t rush to sign before buying, read the terms carefully.

If you know some stock knowledge and have a strong risk tolerance, you can enter the stock market.

my country's current stock market is generally on an upward trend, but there will also be some major fluctuations.

You have to make sure that you can withstand these fluctuations, and don't be like some stock investors who are happy when it rises a little, but curse the evil stock market when it falls a little.

As a white-collar worker, you can set a quota for yourself, such as 2,000 yuan or 5,000 yuan, to invest in the stock market. The quota is smaller, and you can also learn stock trading in practice.

If you lose, forget it and stop investing desperately.

In general, it is necessary to meet the needs of real life before considering investment. The investment must have a certain amount, and it must be understood that high risks must be accompanied by high risks.

Read more financial management books and you won’t be too irrational.

It is impossible for people to be absolutely rational. For example, if you watch a stock rise, everyone will have a mentality of waiting until it has grown more before selling.