The procedures for using the provident fund to buy a house are as follows:

1. Apply. The borrower needs to submit a loan application to the housing provident fund management center and provide the required information.

2. review process. The housing provident fund management center will review the borrower's qualifications, loan amount, loan term and loan information.

3. Credit investigation. After the approval, the undertaking bank of the housing provident fund loan will conduct a pre-loan credit investigation on the borrower. After the investigation is completed, the bank will make comments and fill in the relevant approval form.

4. sign a loan contract. After the examination and investigation, the borrower will receive a notice from the loan undertaking bank and go to the bank to sign a loan contract as required.

5. Go through the insurance and mortgage registration procedures. After signing the contract, the borrower needs to go through the insurance and mortgage registration procedures as required, and the relevant expenses shall be borne by the borrower.

5. Loan allocation. After the mortgage registration is completed and the loan contract comes into effect, the loan undertaking bank will transfer the loan to the account designated by the borrower and the seller, and send the loan receipt to the borrower.