Fund is a hot financial product in the financial market. If you want to terminate the fund, you need to redeem it manually. So when should the net value of fund redemption be calculated? What are the calculation methods of fund redemption net value? The following small series brings the net value of the fund redemption to which day, which is of great benefit to you. Let's have a look.

When was the net redemption value of the fund calculated?

Generally speaking, fund redemption is calculated according to the net value of the fund on the same day or the next day. If the fund is redeemed before 3 pm on the trading day, it will be calculated according to the net value at the close of the redemption date. The share will be confirmed on the second trading day, and the funds will be received after the share is confirmed; If the fund is redeemed after 3: 00 pm on the trading day, it will be calculated according to the net value at the close of the second trading day, and the share will be confirmed on the third trading day. The time for fund redemption is generally 1-3 working days, depending on the fund contract and the provisions of the fund manager.

The net value of fund redemption refers to the net value of the fund announced by the fund manager, which is usually calculated according to certain rules. Specifically, the net redemption value of the Fund can be calculated as follows:

1, t-day closing price method

The net redemption value of the fund can be calculated according to the net fund share value on the day when the fund redemption application is submitted, plus or minus the dividends or expenses on that day.

2.T- 1 day closing price method

The net value of fund redemption can be calculated on the basis of the net value of fund shares on the day before submitting the fund redemption application, plus or minus the dividends or expenses on that day. This method is suitable for some funds to announce the net value of T- 1 immediately after the close of T-day.

3.T+ 1 day closing price method

Based on the net value of the fund unit on the day after submitting the fund redemption application, the net value of the fund redemption can be calculated by increasing or deducting the dividends or expenses on the day of redemption application. This method is suitable for funds that need a period of time to process redemption after applying for redemption.

Among the above three calculation methods, T-day closing price method is the most commonly used. In addition, there are some special situations that need special attention:

1. The net value of fund redemption may be affected by the liquidity of on-site transactions, for example, because the fund is too large and the bid-ask spread is large.

2. For money funds and other fund types, the net redemption value is usually calculated according to the closing price method of T- 1, excluding redemption fees.

3. For index funds, ETFs and other fund types, the T-day closing price method is usually used to calculate the net redemption value, but in the actual market, due to the different trading methods and fund share trading methods, the redemption price may appear obvious deviation.

Seize the stocks with continuous daily limit.

In the mid-line stock picking skills, if you want to make a medium-long line layout, you must look at the current market situation. You can refer to the annual line (250 antennas) and semi-annual line (120 antennas) of the market index. If the trend is above the annual line and the semi-annual line, it means that it is not a bear market at present. In the face of national policies, investors should not be lucky enough to grab the rebound or choose to buy people, but should wait and see to clear their positions. If the stock market rises sharply, it is necessary to follow the trend and hold shares in the medium term.

Mid-line stock selection should be comprehensively analyzed from six aspects: K-line shape, technical index, relative price, company fundamentals, market trend and stock theme. We should give up some stocks with high P/E ratio and prices much higher than their intrinsic values.

As for how to seize the stocks with continuous daily limit? The initial share price rose by more than 6%; Must be "heavy"; The greater the increase, the stronger the trend and the more favorable it is. Among the key conditions of daily limit, the opening price is 2-3 points higher and the opening price is not more than 2 points lower. The decline process cannot be heavy, and the heavy volume is suspected of shipping; The closing price is near yesterday's closing price, so it is best not to form a gap.