Advantages of the Monetary Fund:
High security: it is a low-risk variety of securities investment funds, which rarely loses the principal, so it is often regarded as a product to replace savings by customers, but there is no agreement in the fund contract to ensure the safety of the principal;
High liquidity: after redemption, the funds arrive faster than other types of funds, and some money funds launch fast redemption business, and the funds arrive in real time after redemption;
Income stability: daily compound interest is used to calculate income, and income is carried forward regularly;
Low investment cost: Money funds generally have no redemption fee.
1. Product features:
The Fund invests in financial instruments permitted by laws, regulations and regulatory authorities, including cash, call deposits, short-term financing bonds, bank time deposits within one year (including one year), large deposit certificates, bond repurchases within one year (including one year), central bank bills with a maturity of less than one year (including one year), bonds with a remaining maturity of 397 days (including 397 days) and asset-backed securities.
2. Investment strategy:
The Fund will combine macro-analysis and micro-analysis to formulate investment strategies, and strive to achieve a higher rate of return on the basis of meeting the security and liquidity needs.
3. Risk return characteristics:
This fund is a money market securities investment fund, which is a low-risk variety of securities investment funds. The expected risks and expected returns of funds are lower than those of equity funds, hybrid funds and bond funds.
4. Capital operation mode:
Openness of contract