(1) Log in to the online bank for inquiry;
② Call customer service to inquire;
③ Check at the bank counter.
China Industrial and Commercial Bank star standard:
(1) Seven-star customers: the star point value is above 80000 (inclusive);
(2) Six-star customers: the star point value is 10000 (inclusive) ~ 80000;
(3) Five-star customers: star point value 2000 (inclusive) ~10000;
(4) Four-star customers: the star point value is 500 (inclusive) ~ 2000;
(5) Three-star customers: the star point value is 50 (inclusive) ~ 500;
(6) Quasi-star customers: the star integral value is 0 (excluding) ~ 50.
The related indexes and calculation of the customer's star rating are as follows:
1, financial assets
The financial assets index consists of short-term assets and medium-and long-term assets, and the index is calculated as the average daily balance of each financial asset for half a year.
(1) Short-term assets
It mainly includes: current savings deposits, third-party depository, intelligent express financial products, money market funds and credit card deposits. You can get 135 stars for every ten thousand yuan of short-term assets.
(2) medium and long-term assets
It mainly includes: regular savings deposits (including regular jobs), provident fund deposits, wealth management products (excluding smart express), funds (excluding money market funds), national debt, insurance, gold (including paper gold, physical gold and brand gold). You can get 100 star points per 10,000 yuan of medium-and long-term assets.
2. Personal liabilities
Personal debt index consists of three details: personal housing mortgage loan, other personal loans and card overdraft. The calculation caliber of this index is the half-year average daily balance of each personal debt.
(1) Personal housing mortgage loan is available for every 10,000 yuan 100 stars.
(2) Other personal loan indicators include personal consumption loans, personal business loans and other varieties, and other personal loans can get 200 stars per 10,000 yuan.
(3) Credit card interest overdraft 1 10,000 yuan can get 200 stars.
3. Intermediate business
Intermediate business indicators are composed of investment and wealth management transactions, credit card consumption transactions and settlement transactions, and the calculation caliber of indicators is the accumulated transaction amount for half a year. If the amount of a single transaction exceeds the upper limit of the service fee standard, the upper limit will be taken as the transaction amount and included in the index statistics. If a single transaction has enjoyed our preferential rate, the transaction amount will be converted according to the preferential ratio and then included in the index statistics.
(1) Investment and financial management
Trading indicators mainly include: fund subscription and redemption (excluding monetary fund), wealth management product subscription (excluding smart express), national debt subscription, insurance subscription, gold transaction, account banking transaction, foreign exchange transaction, etc. You can get 200 stars for every 10,000 yuan investment and wealth management transaction.
(2) Credit card consumption
Transaction indicators mainly include the transactions generated by POS credit card consumption of smart cards, wealth management account cards (including ICBC wealth management account cards), credit cards, credit cards, quasi-credit cards and other cards. You can get 400 star points for every 10,000 yuan transaction.
(3) Settlement category
Transactions mainly include remote deposit and withdrawal, remote remittance, inter-bank remittance and fast remittance. You can get 200 stars for every 10 thousand yuan settlement transaction.
① Cross-border remittance is not included at present.
(2) The star point value will only be calculated if the transaction has received the handling fee, and it will not be calculated if the transaction has not received the handling fee due to preferential reasons.