Take Harvest CSI 300 Index Fund (LOF) as an example. The OTC transaction fee is 1.5%, which decreases with the increase of the purchase amount. The minimum online transaction is 0.6%, the redemption fee is 0.5% within one year, 0.25% within one to two years, and it is free for more than two years. The on-site subscription rate is not higher than 1.5%, and the on-site redemption rate is 0.5%, which does not decrease with the holding time. The maximum transaction fee on the floor shall not exceed 0.3%, and there may be differences among consignment agencies. Specific suggestions are to consult relevant brokers.
It should be noted that Harvest 300 Fund can be purchased and redeemed according to the net value of the day or traded at the market price, but the fund shares bought in the secondary market can be used as early as T+ 1 working day, and the fund shares purchased in the market can be used as early as T+2 working days.