The number of family members is fixed, so it is often called full nest period vividly.

2. What are the financial characteristics of financial planning?

The income mainly comes from dual-income families, and the biggest expenses are children's preschool education, intellectual development, family members' medical care expenses, children's education expenses and living expenses during college, which is very heavy. Due to the increase of income, children's expenses before going to college are stable, their savings before going to college are also increasing gradually, and the accumulated assets are also increasing year by year. Investment risk has been controlled, and investment ability and repayment ability have been improved.

3. What are the main points of financial planning?

At this time, I am full of energy, have accumulated certain work experience and investment experience, and have enhanced my risk tolerance. I can consider building a portfolio with different risks and returns. In terms of investment, we can also consider starting a business, such as venture capital, or investing some funds in real estate to obtain stable long-term returns.

And those families who are not well-off in financial management should pay more attention to their children's education expenses and living expenses. In addition to the education fund, the purchase of insurance should focus on insurance. Because people's physical function declines obviously in middle age, they have greater requirements for old-age care, health and major diseases, and they can also focus on buying their own insurance protection.

How to do a good job in financial planning in the growth period is here. Does financial planning play a big role? Everyone should learn more about this and earn more money. Bian Xiao will continue to update more about the skills and methods of financial planning, dry information and other related contents.