personal online banking of BOC provides the following services for you:
1. Bank account: obtain the information of my online banking related account anytime and anywhere, inquire about account balance, transaction details, electronic cash service, apply for asset summary report of fixed/current account or all related accounts, apply for cashier's check/draft, temporarily report the loss of debit card, stop payment due to account freezing, make an appointment to change cards, and provide account SMS service.
2. Transfer and remittance: including linked account transfer, intra-BOC transfer and remittance, domestic inter-bank transfer and remittance, cross-border remittance, batch transfer and payee management, time deposit, notice deposit, active collection, transfer record inquiry and reservation management, remittance number package, password remittance and transaction limit setting.
3. deposit management: it provides the functions of adding, withdrawing and renewing time deposits.
4. BOC wealth management: convenient BOC wealth management plan, foreign exchange, two-way treasure, account precious metals, funds, B-share bank-securities transfer, third-party depository, bonds, precious metals agency, options, bank transfer, insurance, precious metals accumulated interest, etc.
5. foreign exchange settlement and purchase: it provides real-time inquiry on the amount of foreign exchange settlement and sale of individual customers, and on the premise of ensuring compliance with the annual total management requirements of individual foreign exchange settlement and sale, it can quickly complete the foreign exchange purchase and settlement business of online banking channels for individual customers through online banking.
6. Credit card: online inquiry of account and billing information of credit card, online repayment of credit card at any time or transfer to the credit card account of China Bank held by others; You can also set the automatic repayment method of credit cards, online credit card application, credit card bill installment and consumption installment payment, supplementary card management, credit card function setting, electronic payment credit card, credit card 3D authentication setting and so on.
7. Electronic payment: opening online payment services, managing bank cards and payment limits for online payment, and inquiring about my online payment transaction records.
8. loan management: provide online inquiry and early repayment of loans opened in BOC, historical repayment records, overdue loans and remaining loans, and change repayment accounts. The types of online banking inquiries are limited to the types of personal loans that can be handled at the counter.
9. Inter-bank cash management: relying on the inter-bank payment system (online payment subsystem) of the People's Bank of China to provide customers with convenient inter-bank service functions, it mainly meets the needs of customers for inter-bank account information inquiry and real-time transfer of inter-bank account funds through online banking.
1. Global services: global account management, BOC Finance and Exchange.
11. BOC e-mail: obtain a variety of personalized short message prompting services for online banking operation, effectively protecting the security of online banking.
12. People's livelihood payment: support pension service, payment agency service, cooperative hospital registration service, educational examination recharge, public welfare donation service, transportation ticket purchase service, entertainment and leisure shopping, lottery betting service, support provident fund, social security service, administrative service payment, payroll inquiry and other services. Based on the varieties of payment provided by various regions.
13. Personal settings: customer information inquiry, change of online banking password, setting of personal transaction limit, setting of welcome information, setting of security protection issues, setting of BOC e-mail, setting of security tools, comparison of old and new accounts, opening/closing of mobile banking, opening of telephone banking, protocol inquiry, unbinding of mobile devices, etc.
service record: welcome to the lower left corner of the homepage, and no menu will be set in the page.
the above contents are for your reference. please refer to the actual business regulations.
if you have any questions, please contact online customer service of Bank of China.
you are cordially invited to download and use China Bank Mobile Banking APP or BOC Cross-border GO APP to handle related business.