The technical term for selling is redemption. At present, the redemption fee after the fixed investment of the fund is generally 0.5%. If it is a back-end fund, in addition to the redemption fee, you must also pay the back-end subscription fee.
After the fixed investment fund redeems the funds, it needs to cancel the fixed investment automatically if it wants not to deduct money next month, otherwise the system will automatically deduct money next month. If there is no money in the account for three consecutive months, resulting in the failure of deduction, then the fixed investment will be automatically terminated.
Extended data:
Risks of fixed investment of the fund:
1, first of all, the fixed investment of the fund must also face market risks. The risk of fixed investment of stock funds mainly comes from the ups and downs of the stock market, and the risk of fixed investment of bond funds mainly comes from the fluctuation of the bond market.
2. Liquidity risk of investors. Historical data at home and abroad show that the longer the investment cycle, the less likely the loss is. If the investment exceeds 10 years, the probability of loss is close to zero. If you want to get a good return, the investment time is about 3 to 5 years. Because the investment time is too short, you will not only make no income, but also lose a lot of handling fees.
3. Risk of investors' operational errors. The fixed investment of the fund is aimed at a long-term financial planning, which is a disciplinary investment, not a tool for short-term entry and exit.
Baidu Encyclopedia-Fund Fixed Investment