Everbright Bank can purchase funds online for cloud payment, which is safe. Everbright Bank Cloud Payment APP opens the trading functions of wealth management, funds and insurance consignment products, which is convenient for users to purchase the above products directly online, and realizes the organic integration of convenient payment and wealth management. Customers can directly purchase inclusive wealth management products such as "one-yuan wealth management", "one-fold fund" and "inclusive insurance" on this platform, and the service is convenient without jumping to mobile banking. Everbright Bank is a regular bank with abundant capital. Secondly, the cloud payment platform of China Everbright Bank has been well received by the central ministries and commissions such as the Ministry of Finance, the Ministry of Industry and Information Technology and the Ministry of Foreign Affairs. Moreover, it is the first commercial bank in China to fully represent the three qualifications of the central government. In this case, the cloud payment of China Everbright Bank is safe, so the cloud payment of China Everbright Bank can purchase funds online, which is safe.