Cost performance and making money are false propositions in life. When we buy things, we all consider cost performance, that is, high cost performance. Besides, we try our best to make money. For example, we can make money by buying wealth management products, but when we buy wealth management products, do you know that we can save money? Let's look at the relevant skills.

How to buy a fund is the most cost-effective way to make money?

1 If you plan to hold it for a long time, Class A is more cost-effective, but for short-term transactions, Class C is more suitable, because the longer you hold it, the smaller the redemption fee, and there is no subscription fee for Class C. ..

2 Holding for at least 7 days, holding for less than 7 days, the selling fee is as high as 1.5%, which may cause you to earn hundreds, and as a result, you will lose hundreds after deducting the handling fee.

3 pyramid buying, increase the investment share with the market decline, such as the first investment 10%, when the market declines 10%, increase the capital by 20%, then decrease 10%, increase the position by 30%, and then decrease and increase the last 40%.

If you choose to reinvest in dividends, you can get some fund shares for free. If you choose to buy with cash dividends, you need an extra handling fee.

5 learn to take profit. If you want to make money, you must learn to take profit, that is, when the fund rises, you should sell it in time to avoid being trapped at the foot of the mountain because of greed.

Clever use of fund conversion, after holding an open-end fund, the fund share it holds is converted into the fund share of another open-end fund, saving time and effort and handling fees.

7 Third-party platform purchase, off-site funds, then the third-party platform purchase rate is the lowest, such as Tian Tian Fund, Alipay Fund, etc., the rate is 10% off, which is cheaper than buying in other places.

Using these tips when buying a fund can save a lot of money, but if you want to make money by buying a fund, there are only two principles: first, buy a good fund, and the characteristics of a good fund are still obvious, so it is necessary to screen; Second, stick to the end, the fund is suitable for long-term holding, especially if the fixed investment of the fund lasts for more than 3 years, in order to receive good results, and long-term investment can give full play to the compound interest effect of regular quota.