The concept of "innovation" has always been mentioned. Is the new fund necessarily better than the old one?
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many investors are very entangled in whether the new fund is better or the old fund. Although both have their own advantages, I prefer the old fund. Just like many new funds have been issued this year, the subscription is also very hot. Many investors go for excellent fund companies or star fund managers. However, new funds also have many disadvantages:
1. For example, a newly established new fund usually has a opening period of about two months. This time is closed, investors can only wait, there is no way to operate, and there is no regret. Relatively speaking, it is not as flexible as the old fund. Even if there is regret in a short time or there are other better investment methods, the funds can be withdrawn in time.
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2. Under normal circumstances, new funds are mainly issued when the market is good. After all, it is difficult to raise funds when issuing funds in a bear market. Only when the market is good and the money-making effect is obvious can investors be attracted to participate in the new fund. But usually, the market may have reached a certain height, or even reached its peak. Then the issuance of new funds will start at this time, and the cost of opening a position will be very high, and it is also very easy to encounter a decline.
3. To sum up, it is not easy for a new fund to make a profit at first. It is often accompanied by losses, and it is difficult to turn losses into profits in a short time. However, these funds still have potential and investment space, but they need to be held for a long time. It has a certain impact on the mentality of investors and it is difficult to persist.
4. Compared with the old fund, the new fund can refer to very limited indicators. For example, the background of fund companies, the past performance and strength of fund managers, the types of funds and the direction of investment, etc., do not constitute too much basis for persuading themselves to buy. Unlike the old fund, there are too many indicators to refer to. Through research and analysis, we can get a more reliable basis, which will increase the probability of profit and make us more confident to hold on.