2. The handling fee for each installment refers to the handling fee for your installment by the bank.
3. There is a certain preferential rate for payment. For example, the subscription rate of the fund is 1.5%, and the discount rate is 1%, that is, the subscription rate of the fund after discount is 0. 15%. If an individual invests in a fund of 1 1,000 yuan, the subscription fee is normally 1.5 yuan. If the rate is favorable, the actual subscription fee is 1.5 yuan.
4. Different types of funds have different subscription fees. For stock funds, the subscription fee is higher than that of index funds, while monetary funds do not charge subscription fees; For funds of the same type, there is no subscription fee for Class C shares.
5. The subscription rate is also related to the subscription amount. Generally speaking, the lower the subscription amount, the higher the rate, the higher the subscription amount, the lower the rate, and even the subscription rate is exempted.
New policy release
1. The integration of Internet and fund industry is forcing low-risk funds to develop to "zero rate" (subscription and subscription rate). After the implementation of the new Fund Law in June this year, the lower limit of "40% discount" for fund subscription and subscription rates disappeared, but the continuous universal zero rate benefited from the promotion of e-commerce platforms and third-party sales organizations.
2. cathay pacific fund and other companies began to launch bond funds and graded funds without subscription and redemption fees on Taobao platform last week; In addition, the third-party sales organizations of funds such as Jimmy Fund Network have also introduced some zero-rate concessions for fund subscription and subscription.
3. Take bond funds as an example. For early subscription of bond funds and equity funds, the subscription rate is generally around 0.8%- 1.5%. According to the previous regulations, the sales organization gives a maximum discount of 40%, and only the money fund does not purchase redemption fees.
4. However, after the lower limit of the rate was cancelled, the fund company did not immediately introduce free rate measures. Only a few companies, such as Hua 'an, have introduced their own money funds and are exempt from subscription fees when they switch to other funds. Some fund companies believe that the fund sales rate also has a cost, and the rate cannot be discounted too much, especially when it is sold through bank channels.