The growth of automobile consumption provides a broad development space for China's automobile insurance industry, and China is the largest and most potential automobile insurance market in the world. In the international auto insurance market competition in the future, China's auto insurance industry will undoubtedly have the advantage of getting the moon first, but compared with developed countries, China's auto insurance industry is relatively weak. Whether we can seize the opportunity to make full use of the regional advantages of China's insurance industry to occupy more markets, China's insurance industry is facing severe challenges. Facing the challenge, China's insurance companies should fully understand the problems existing in China's auto insurance industry and the gap with developed countries, make full use of the buffer period of only a few years after China's entry into WTO, actively develop auto insurance products and improve service quality to cope with future competition. With the development of reform and opening up, great changes have taken place in social economy and people's lives, and motor vehicles have been popularized and developed rapidly, and motor vehicle insurance business has also developed rapidly.

at the beginning of p>26, the CIRC put forward the idea of "speed, efficiency, honesty and standardization" and adopted a series of measures to strengthen the supervision of auto insurance and rectify the market order. Especially after the implementation of compulsory insurance in the second half of the year, the supervision was greatly strengthened, the price competition was curbed, the cost became the main means of competition, and the service competition continued to emerge. At the same time, industry associations in many areas have implemented industry self-discipline or auto insurance minimum price system, limiting the reserve price of premiums and controlling the upper limit of handling fees, which has played a positive role in standardizing the behavior of auto insurance market, maintaining the order of auto insurance market and promoting companies to embark on the track of benign operation and rational competition. With the strengthening of supervision and the implementation of industry self-discipline, as well as the introduction of compulsory insurance and industry terms, the price difference among companies has narrowed, and factors such as brands and services have increased the influence on customers' choice of insurance companies. Companies have strengthened brand promotion, strengthened brand image, accelerated claims settlement, improved claims settlement services, and attracted customers by improving services. At present, there are 9 insurance companies operating auto insurance in China: PICC, CPIC, Pingbao, Huatai, Huaan, Tianan, Volkswagen, Bingbao and Yongan. In terms of market share, China's auto insurance is dominated by PICC, CPIC and Ping An. In 26, China's motor vehicle insurance premium income was 11.787 billion yuan, up 29.1% year-on-year, accounting for 7.1% of the business of property insurance companies, ranking first in the property insurance industry.

This report describes in detail the operating environment of the auto insurance industry in China, focusing on the research and prediction of the development of its downstream industries and the long-term and short-term trends of changes in the demand for auto insurance. In view of the opportunities and threats faced by the current industry development, we put forward our investment and strategic suggestions for the development of automobile insurance industry. This report helps auto insurance companies to accurately grasp the development trend of the industry and correctly formulate their competitive and investment strategies with rigorous content, detailed data and intuitive charts. Our main data comes from the authoritative professional research institutions in the industry, such as the National Bureau of Statistics, the National Information Center, the General Administration of Customs, and the field research of our center. This report integrates the data resources and expert resources of many authoritative organizations, extracts accurate and truly valuable information from a large number of data, and combines the environment of the industry to conduct research and analysis from various angles such as theory to practice, macro and micro, and its conclusions and viewpoints strive to achieve the unity of foresight, practicality and feasibility. This is carefully made by the expert group after a year's market investigation and data collection in our center. It is one of the important decision-making bases for enterprises, related investment companies and government departments in the industry to accurately grasp the development trend of the industry, understand the competitive pattern of the industry, avoid management and investment risks, and make correct strategic decisions on competition and investment, which has important reference value!

[Catalogue]

Chapter I Analysis of the Development of China's Automobile Insurance Industry

Section I Development History and Status Quo of Automobile Insurance

Section II Analysis of the Development History and Status Quo of Automobile Insurance

Section III Development Status Quo of Automobile Insurance Market in Other Developed Countries and Regions

Section IV Enlightenment to China's Automobile Insurance Industry

Section II China Predicament and cause analysis of auto insurance marketization

II. Prospect of auto insurance marketization strategy

III. Analysis of auto insurance claims in China

I. Analysis of auto insurance claims service

II. Analysis of the significance of implementing deductible clauses in auto insurance

I. Background of deductible clauses

II. Typical practices of domestic deductible clauses

. Suggestions for insurance companies to implement deductibles

Section 5: Potential analysis of China automobile insurance market

1. Market structure

2. Underwriting status

3. Prospects

Chapter 2: Analysis of compulsory third-party liability insurance for motor vehicles in China

Section 1: Analysis of differences between compulsory third-party liability insurance and voluntary insurance for motor vehicles

1. Different purposes and functions

2. Different liability scope

V. Different liability limits

VI. Different claim subjects

VII. Different terms and rates

VIII. Different auxiliary compensation system settings

IX. Other differences

Section II: Analysis of motor vehicle third-party liability insurance system

I. Historical evolution of motor vehicle third-party liability insurance

II. Carrying out the compulsory contracting system

V. Establishing the insurer's obligation to protect the third party

VI. Setting up the social relief fund for road traffic accidents

Section III. Analysis of the system of compulsory third-party liability insurance for motor vehicles

I. Positioning and function of compulsory third-party liability insurance for motor vehicles

II. Operating principles and modes of compulsory third-party liability insurance for motor vehicles

III. Analysis of the legal relationship of compulsory third-party liability insurance for motor vehicles

Construction of relevant supporting systems for compulsory three liability insurance for motor vehicles

V. Comprehensive evaluation of the "Regulations" (draft) and the basic direction of system construction

Chapter III Analysis of motor vehicle insurance rates in China in 27

Section I Analysis of advantages and disadvantages of marketization of auto insurance rates

Section II Analysis of motor vehicle insurance rates. Problems and reasons in motor vehicle insurance business

II. Normalization measures for motor vehicle insurance business

Section III. Accelerating the marketization of motor vehicle insurance rates in China

I. Disadvantages of motor vehicle insurance rate control

II. Background of implementing the marketization of motor vehicle insurance rates

III. Suggestions on promoting the marketization of motor vehicle insurance rates

Chapter IV Analysis of related problems in China's auto insurance industry in 27

Section I Analysis of the industrial chain effect of auto insurance

1. The industrial chain effect of auto insurance is immature

2. The long-term mechanism produces industrial chain effect

Section II Analysis of the problems of operating motor vehicle insurance

1. Analysis of the dilemma of motor vehicle insurance and its solutions

2. Analysis of realistic contradictions in auto insurance management. Analysis on risk prevention of motor vehicle insurance

Section III Analysis on the development of automobile insurance intermediary organizations in China

I. Practical significance of developing automobile insurance intermediary organizations

II. Development status of automobile insurance intermediary organizations in China

III. Problems faced by automobile insurance intermediary organizations in China

IV. Development status of automobile insurance intermediary organizations in developed countries

V, Countermeasures and Suggestions

Section IV Development Problems and Countermeasures of Auto Insurance Agency Channels

I. Current Situation and Problems of Auto Insurance Agency Channels

II. Cause Analysis and Countermeasures and Suggestions

Section V Analysis of High Rebate of Motor Vehicle Insurance Agents

I. Current Situation of Motor Vehicle Insurance Industry in China

II. Analysis of Measures taken by Insurance Companies to Solve the High Rebate of Motor Vehicle Insurance Agents

III. Solutions should be taken to the problem of high kickbacks of motor vehicle insurance agents

Chapter V Competition Analysis of China Auto Insurance Industry in 27

Section I Analysis of the current auto insurance market competition characteristics and countermeasures

I. Reform process and competition characteristics of auto insurance market

II. Analysis of the causes of vicious price competition in the current auto insurance market

III. Influence of excessive competition on auto insurance market efficiency and social welfare

IV. Countermeasures and suggestions

Analysis of the causes of auto insurance price competition in the second quarter

Analysis of the competition cost and marketing mechanism after auto insurance is liberalized

First, the marketing cost has increased rapidly. Auto insurance is in danger of becoming a profit loophole

Second, innovative marketing model is the only way for auto insurance to open up its business

Third, thoughts on establishing a new marketing mechanism for auto insurance

Fourth, an empirical analysis of auto insurance price behavior in oligopoly competition

First, an analysis of the current property insurance market structure in China

Second, an empirical analysis of auto insurance price competition

Third, Current auto insurance "price war" countermeasures

Section 5 Analysis of the trend of price competition and non-price competition in the vehicle insurance market

1. Marketization reform of vehicle insurance rates is imperative

2. Limitation of price competition in the vehicle insurance market

3. Non-price competition and intensive management trend

Chapter VI Analysis of the overall operation of the auto insurance industry from 27 to 21 and forecast of its development trend

Section I Analysis of the operation of the insurance market in China in 27

I. Overall development of the insurance industry market

II. Operation of the property insurance market

III. Operation of the auto insurance market

IV. Operation status of insurance intermediaries

Section II Analysis of fund utilization in auto insurance market in 27

I. Utilization status of insurance funds

II. Status of listed insurance companies

Section III. Regional development status of auto insurance market in 27

I. Characteristics of overall regional development

II. Analysis of Beijing market development

III. Analysis of Shanghai market development status <