Home buyers have many questions about house closing. What materials do they need to prepare?

What fees need to be paid?

Next, Focus will answer your questions one by one.

There is generally a basic process for how to take over a house: the buyer brings the "Notice of Occupancy" given by the developer to the community property office, pays the deed tax, public maintenance fund, property fees and other miscellaneous taxes, and then

The developer will lead you to inspect the house. Once the inspection is completed and there are no objections, you can check in.

1. Receipt of the "Notice of Move-in" During the specified time period for handover, the home buyer will receive the "Notice of Move-in" sent by the developer, or a text message from the developer notifying the handover of the house.

Owners who receive the text message will also receive a "Notice of Occupancy" from the developer on the day of closing.

2. Check the "Two Books" and "One Form" When inspecting and accepting a house, in order to protect their own interests, the owners need to go to the sales department to check the originals of the "Two Books" and "One Form", namely the "Residential Quality Warranty Letter", "Residential Quality Warranty"

Instructions for Use" and "Building Completion Acceptance Record Form", and the actual measured area report data of the "Building Completion Acceptance Record Form" (with the official seal of the surveying and mapping unit and the surveyor's qualification seal) must be compared with the area on the house purchase contract to see if there are any discrepancies, such as

Any discrepancies should be handled according to the actual situation.

3. Pay various taxes and fees. The owner takes the "Notice of Occupancy" to the property management office to pay various taxes.

It is understood that the current taxes that need to be paid when handing over a house in Wuhu are as follows: (1) Deed tax On February 19, the Ministry of Finance made the latest adjustments to the collection of deed taxes for house purchases.

For individuals who purchase the only home for their family (family members include the home buyer, spouse and minor children, the same below) with an area of ??90 square meters or less, the deed tax is levied at a reduced rate of 1%; if the area is more than 90 square meters, the deed tax will be levied at a reduced rate of 1%.

The deed tax is levied at a reduced rate of 1.5%.

If an individual purchases a second improved house for a family with an area of ??90 square meters or less, the deed tax will be levied at a reduced rate of 1%; if the area is more than 90 square meters, the deed tax will be levied at a reduced rate of 2%.

The deed tax can be collected by the developer, and it can be paid together when the house is handed over.

If the developer does not collect it on his behalf, he will have to pay it to the housing authority when applying for the real estate certificate.

(2) The public maintenance fund charges 1.5% of the total house price for houses with elevators, and 1% of the total house price for houses without elevators.

The specific collection standards for maintenance funds are determined by local real estate administrative departments based on local conditions.

The maintenance fund is established under the unified supervision of the real estate management department where the property is located, and is managed and used on its behalf.

(3) Property fees According to regulations, the owner or user shall pay comprehensive property service fees in accordance with the property service contract from the date when the property is handed over for use.

Comprehensive property service fees are calculated based on the legal property rights area (registered area of ??the house ownership certificate), and the loft is charged at half of the legal property rights area; for properties that have not received a house ownership certificate, they are calculated based on the agreed area in the sales contract or the area measured by the real estate surveying and mapping department.

Comprehensive property service fees should be charged on a monthly basis and per square meter.

Comprehensive property service fees can be collected in advance, and the period of advance collection should not exceed six months in principle.

(4) Contract stamp tax for other miscellaneous expenses: 0.05% of the total house price, registration fee: residential ?80/set, surveying and drawing fee: 10 yuan/certificate stamp tax: 5 yuan/certificate (additional fee if ***)

5 yuan/book), Warrant cost: 10 yuan/book 4. How should developers deal with delays in handover?

During the entire house delivery process, developers may also encounter delays in handover. How should home buyers respond at this time?

The law stipulates that if the developer delays the delivery of the house, the buyer who wants to terminate the purchase contract must first make a reminder. If the developer still fails to hand over the house after three months of reminder, the buyer can check out.

Therefore, when handling the handover, if the developer refuses to produce the corresponding supporting documents, the buyer should promptly urge the developer in writing to deliver the house.

The method is: write a written notice to urge the handover and submit it to the developer for signature (note that the other party is required to stamp it); or send it to the developer by express post, and indicate on the mailing receipt that it is a notice to hand over the house.

And be sure to save the receipt for future inquiries.

If the developer still fails to hand over the house three months after receiving the notice urging the house to be delivered, the buyer can request to check out and refund the purchase price, and at the same time hold the developer responsible for breach of contract.

Of course, if the developer's notice has clarified the time and place for handover procedures and the documents that should be carried, the home buyer should go through the handover procedures on time.

If the house buyer refuses to take possession of the house or fails to complete the handover procedures as scheduled, he must bear liquidated damages for late handover.