Question 1: There are several types of medical insurance. Which one is better? It is better to buy social insurance for medical insurance. Social insurance is funded by the state.

People who have a job in the city usually buy urban employee basic medical insurance, and the employer usually buys it for you.

Those without jobs in cities and towns, those doing part-time work, the elderly, children, students, etc., can buy basic medical insurance for urban residents. They can buy it by themselves at the neighborhood committee or community where they live. They have to buy it once a year for more than 100 yuan a time.

People living in rural areas can buy the new rural cooperative medical insurance once a year.

There is also commercial insurance, which is to buy medical insurance from an insurance company, but it is easy to buy it, but it is very difficult when you actually get the insurance.

Question 2: What types of medical insurance are there? Our country’s basic medical insurance for residents mainly includes three different types: The first type is the basic medical insurance for urban residents. This insurance is for those who have urban resident registration and a fixed workplace.

Generally speaking, this type of insurance is basically only available to those who work in state-owned enterprises. In the past many years, it was such an enviable thing to have such benefits.

The second type of social basic medical insurance is urban residents’ medical insurance. This medical insurance is mainly aimed at those who have urban household registration but do not have a fixed employer. Although they have urban household registration, there is no one to pay for basic medical care for them.

Insurance, therefore, they can only pay urban residents medical insurance.

The third type of social basic medical insurance is rural basic medical insurance. Rural basic medical insurance is a kind of medical insurance specially launched for the rural population. It allows farmers, who account for the vast majority of China's population, to obtain real medical insurance protection.

It is a kind of social medical insurance that farmers like very much now.

Although these three types of basic medical insurance are aimed at three different types of household registration, each type of medical insurance includes state subsidies. In other words, residents do not need to pay the full amount when purchasing basic medical insurance.

, you only need to pay part of the insurance fee, and the other part of the insurance fee will be paid by our country's government. In this way, we can buy a lot of insurance protection for a small amount of money.

Question 3: What types of medical insurance are there in China? Generally speaking, universal medical insurance refers to urban residents’ medical insurance.

But strictly speaking, universal medical insurance covers three major parts: "urban employee medical insurance", "new rural cooperative medical insurance" and "urban residents' medical insurance".

If you have participated in the urban resident medical insurance, you cannot participate in the urban employee medical insurance. There is no conflict between the two, but you cannot participate at the same time.

In principle, urban employees should participate in employee medical insurance. The payment standards for employee medical insurance and resident medical insurance are different, and the benefits they enjoy are also different.

Question 4: There are several forms of basic medical insurance. The first type of national medical insurance is divided into three categories: 1. Employee medical insurance, which is one of the five insurances and one fund; 2. Urban medical insurance, which is available to residents with non-agricultural registered permanent residence.

Medical insurance, what I want to talk about here is that only one type of employee medical insurance and urban medical insurance can be purchased; 3. New rural cooperative medical insurance is a medical insurance that residents with agricultural registered permanent residence can participate in.

The second type of commercial medical insurance is relatively large and commercialized.

Question 5: What type of medical insurance is good? Hello, your company should buy social insurance for its employees. Nowadays, medical insurance and critical illness insurance are almost available.

If you still want to avoid medical insurance, you can choose critical illness insurance or health insurance.

Question 6: What are the five insurances included in social security? "Five insurances and one fund" refers to five kinds of social insurance and a provident fund. The "five insurances" include pension insurance, medical insurance, unemployment insurance, work-related injury insurance and maternity insurance;

"One fund" refers to the housing provident fund.

Among them, pension insurance, medical insurance and unemployment insurance are premiums paid jointly by enterprises and individuals; work-related injury insurance and maternity insurance are entirely borne by enterprises and individuals do not need to pay.

What should be noted here is that the "five insurances" are statutory, but the "one fund" is not statutory.

Question 7: What are the types of social medical insurance systems? 1. Principle of legal unity. The so-called legal unity means that all laws in a country must be coordinated and consistent with each other.

The Social Medical Insurance Law is a departmental law, and its formulation must be based on the Constitution and must not conflict with the Constitution.

In legislation, conflicts between normative legal documents of different categories or the same category should be avoided, attention should be paid to mutual connection and cooperation between legal departments, and unnecessary duplication should be avoided.

In addition, our country's Constitution, General Principles of Civil Law, and Labor Law have made clear provisions on protecting the legitimate rights and interests of citizens and workers. When legislating medical insurance, these basic spirits cannot be violated, and legislative work must abide by and implement these provisions.

*** The "Decision" of the Third Plenary Session of the 14th Central Committee of the Communist Party of China pointed out: "Establishing a multi-level social security system is of great significance to deepening the reform of enterprises and institutions, maintaining social stability, and establishing a socialist market economic system."

Pensions and medical insurance for urban and rural employees are borne by both units and individuals, and social pooling is combined with personal accounts.